Due to the economic climate and the state of the Real Estate market this is not only pertinent but very important issue. If you find yourself to be among one of the thousands of people that just can’t weather the economic crisis that we’re in, this may help you in your decision of what to do about your home. Nobody wants to lose their home but, sometimes it’s inevitable. The decision between seeking the assistance of a Real Estate agent for a short sale and throwing in the towel and going to foreclosure is a tough one. Whichever route you choose, your credit will be affected. Just how badly is the question? For details on the credit score differences go to